Use Your 2025 FSA/HSA Funds for LASIK at Brinton Vision
Don’t Let Your Pre-Tax Dollars Go to Waste Before the December 31 Deadline
As the end of the year approaches, many people are looking for smart ways to use their remaining Flexible Spending Account (FSA) or Health Savings Account (HSA) funds before they expire. What many don’t realize is that these pre-tax dollars can be used toward life-changing vision correction procedures—including LASIK, SMILE, PRK, and Visian ICL—at Brinton Vision in St. Louis.
If you’ve been thinking about ditching glasses or contact lenses for good, now may be the perfect time to make that decision.
What You Can Use Your FSA or HSA For
The IRS allows both FSA and HSA funds to be used for a wide range of qualified medical expenses, including eye surgery to correct vision. According to IRS Publication 502:
“You can include in medical expenses the amount you pay for eye surgery to treat defective vision, such as laser eye surgery.”
That means LASIK and other advanced procedures performed at Brinton Vision are eligible for payment using your FSA or HSA.
2025 FSA and HSA Contribution Limits
For 2025, individuals can contribute up to $3,300 to an FSA and families up to $6,600. These funds typically must be used by December 31, unless your employer offers a grace period of up to 2.5 months or allows a carryover of up to $680 into 2026.
For those planning ahead, the 2026 limits are increasing slightly:
FSA: $3,400 per individual and $6,800 per family
HSA: $4,400 per individual and $8,750 per family
Unlike FSAs, HSA funds don’t expire—you can roll them over year after year and even invest them for growth.
Why Using FSA or HSA Funds for LASIK Makes Financial Sense
Glasses and contact lenses are temporary fixes that come with ongoing costs. Between frames, prescription updates, contact lens refills, and cleaning supplies, the average person spends thousands of dollars over a lifetime just to see clearly.
In comparison, the average LASIK procedure costs between $2,000 and $3,000 per eye—a one-time investment that can save you money and simplify your life.
Using pre-tax FSA or HSA dollars can make this investment even more affordable, often saving hundreds of dollars compared to paying out of pocket.
Timing Is Everything: The December 31 Deadline
If you have an FSA, your remaining 2025 funds must typically be used by December 31. Any unused money may be forfeited, depending on your employer’s plan.
To make the most of your benefits before the year ends:
Check your FSA balance and expiration rules.
Schedule a Brinton Vision consultation to find out which procedure is right for you.
Combine this year’s remaining FSA funds with early 2026 contributions or HSA savings if needed.
Ask our team about flexible financing options for any remaining balance.
What to Expect with Vision Correction
At Brinton Vision, every patient receives a comprehensive consultation using advanced diagnostic technology to determine which of the seven modern vision correction procedures is best for their eyes.
Most of our patients achieve 20/20 vision or better and return to many routine activities within 24 hours of their procedure. The transformation is more than just physical—it’s life-changing.
